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About Save Sonic ™ Services

Save Sonic ™ specializes in sourcing personal loans for people with bad credit. We became interested in helping people secure bad credit personal loans when The Great Recession of 2007 hit the United States. It didn't take long before we realized honest hard working blue collar citizens were hit the hardest and this is when we decided something needed to be done.

We formed relationships with a network of lenders who only focus on working with people who have bad credit or no credit. This benefits you because when you apply for a loan through Save Sonic ™ your application will only be seen by lenders that specialize in bad credit loans. This could greatly increase your chances of being approved for a loan.

Completing an application through Save Sonic ™ does not mean you are guaranteed a loan and it does not require you to accept a loan. Your application is simply a request for more information regarding the loan terms and interest rates. By completing an application you give consent allowing lenders to contact you by telephone and/or email. The Truth in Lending Act requires all lenders that receive your application to fully disclose the loan amount and all associated fees before you accept the loan.

Save Sonic ™ acts as a loan matching service only, we do not broker loans and we are not a lending institution. We have made every effort to insure we only work with the best possible lenders. These types of loans should only be used a short term cash advances. The interest rates will be high so the sooner you repay your loan the less interest you will incur.

Interest rates will vary depending on your unique circumstances and the state you live in. For exact loan interest rates please refer to your local state laws. Typical first time loans range from $100.00 to $1000.00 dollars. Lenders may at their own discretion perform credit checks.

We are an advocate for responsible lending. Please do not apply for a loan if you don't have the means or intention of repaying your debt. If you do not repay your loan lenders may seek legal counsel to recoup the owed amount. Lenders may also report you to the consumer reporting agency which could have a negative impact on your credit.

From Save Sonic ™ Blog

How a poison pill plan can improve a personal investor’s portfolio

In the event that company should begin implementing active defense mechanisms to fend off a hostile takeover attempt (such as a poison pill plan), investors are placed in the middle of a fairly ugly situation. Between the dilution impacts, declining share prices, and reduced fundamental integrity of the target company’s balance sheet that results from […]

Using active defense to deflect a hostile take-over acquisition

Aside from using pre-determined corporate policy mechanisms to protect a company from being the target of a hostile take-over, companies have access to a variety of ‘active defense’ tools that they can use to discourage a acquisition from taking place. While these mechanisms are often extremely damaging to a company’s overall share-price, they will usually […]

Corporate takeover defence pre-emptive actions “golden parachute”

Having spent the last two articles describing how managers can take advantage of acquisition transactions to bolster their personal incomes at the expense of public investors, we can now start to take a look at how it is that companies will include a variety of corporate governance mechanisms to protect themselves from predatory acquisitions. While […]

How managers can stuff their paychecks with goodwill during an acquisition

Goodwill represents a particularly convoluted aspect of corporate take-overs that can often misrepresent the nature of a transaction. Between its fundamentally intangible nature, combined with the way financial statements treat it as being a physical asset, its ability to bolster the size of a company’s balance sheet, or even create losses on an income statement […]

How management compensation can cause mergers to fall short for investors

Corporate mergers are highly celebrated events in the investment world, mainly because of the way that they will often come with a purchasing premium for shareholders to pocket. However, long-term investors sometimes grumble at the implications of an acquisition because of the way in which they can actually stand to degrade the long-term value of […]